Cobb County Bankruptcy Debt Relief

Overwhelmed with debt? Call us today at 678-354-2290


Need a Lawyer for your Bankruptcy in Marietta, GA?

What are the benefits of bankruptcy? Filing for bankruptcy has many benefits and can help you achieve the financial relief you are looking for. If you are over your head in debt or suffering from creditor harassment, consider filing for bankruptcy. Feel free to discuss your unique financial situation with an experienced Marietta bankruptcy lawyer from Blevins & Hong, P.C.

Behind on Mortgage Payments?

The various types of bankruptcy provide different advantages. Nevertheless, for both Chapter 7 and Chapter 13 bankruptcy, the automatic stay order benefits the debtor. As soon as you file for bankruptcy under either chapter, it triggers an automatic stay that halts any collection actions from creditors. You will enjoy relief from the letters, calls, threatened lawsuits, and any other collection actions from your creditors.

Chapter 7 Bankruptcy Advantages

Filing for a Chapter 7 bankruptcy in Georgia relieves you from the majority of your debts. Therefore, many people choose to file under Chapter 7. Most of your debts will be discharged. Although there are a few exceptions, you will achieve the ‘fresh start’ that most people want from bankruptcy.

Get Rid of Debt!

The aforementioned exceptions include alimony payments, child support, student loans, and taxes. Unsecured debts such as credit card bills, personal loans, or medical bills should all be discharged in a Chapter 7.  You can also enjoy the benefit of feeling the relief quickly. Generally, the debts will be eliminated in about six months, and you can begin your fresh start.

Chapter 13 Bankruptcy Advantages

Because it involves developing a plan in order to find relief from a financial struggle, some people call Chapter 13 bankruptcy “reorganization bankruptcy.” A Chapter 13 bankruptcy involves placing a debtor on a repayment plan in order to pay back their creditors over time. Often, you must only repay a portion of the debt owed. Nevertheless, the creditor will be able to receive some payment for the debt. Some advantages of this specific type of bankruptcy include:

  • keeping all of your property
  • having a set period of time to repay your debts
  • the amount that you owe can be reduced
  • co-signers on loans are safe
  • you can avoid foreclosure or repossession
  • you are protected against collection efforts by creditors
  • some debts can be discharged

If you are considering filing for bankruptcy and have questions about the benefits of bankruptcy, feel free to contact our firm. We have been assisting clients in their bankruptcy cases for years and have had ample success in helping debtors find the relief that they need. Contact our firm today to set up your free consultation! The benefits of bankruptcy are endless.



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Sunday Closed