Bankruptcy 2017-03-07T04:05:09+00:00

Cobb County Bankruptcy Debt Relief

Overwhelmed with debt? Call us today at 678-354-2290



How can a Marietta bankruptcy attorney help me? More and more families throughout the U.S. are finding it difficult to keep up with mortgage payments, are falling behind on credit card bills or are slipping deeper into debt. Those who have found themselves in this worrying situation often do not know where to turn for assistance or do not know which steps to take in order to get their lives back on track. For this reason, the team at Blevins & Hong, P.C. is dedicated to helping families and individuals throughout Marietta. You can have peace of mind knowing that a strong legal representative or Marietta bankruptcy attorney is on your side fighting to help you get through this difficult time in your life. We even offer a free case evaluation so that you can tell us the details of your case completely free of charge.



Bankruptcy Overview

Should you hire a Marietta bankruptcy attorney? Before making a decision, an individual should understand that bankruptcy is a financial tool designed to help individuals and families trapped by debt. When filing for bankruptcy, most people choose between two primary options: Chapter 7 and Chapter 13. However, not everyone is able to qualify for these types of bankruptcies, so it could be in your best interests to examine an alternative which may better suit your situation.

Alternatives to Bankruptcy

Before you file for bankruptcy, you should seek to determine if there is a bankruptcy alternative for your situation and specific needs. A loan modification, debt settlement, debt consolidation, short sale, or deed in lieu could help you and your family and get your lives back on track without needing to file for bankruptcy.

Bankruptcy FAQ

When it comes to bankruptcy, there are probably many questions going through your mind. For example, you may wonder how to file, how it could help you, and what the repercussions could be. Therefore, our team has put together helpful material regarding the most frequently asked bankruptcy questions. From how to get rid of your debt to how it could affect your credit score, please take the time to look through these questions to get the answers you need.

Benefits of Bankruptcy

When considering bankruptcy, one thing families have to evaluate is whether it will benefit their specific situation. Every case is different, and the benefits will vary from case to case. However, one benefit which is the same across the board is the elimination of debt. Talk to an attorney from the team if you want to discover exactly how this tool could help you.

Chapter 7

When trying to determine if bankruptcy is right for you, you will first need to evaluate which type of bankruptcy applies to your specific situation. For example, many people opt for Chapter 7 bankruptcy, also known as liquidation bankruptcy, because it essentially eliminates credit card debt, medical bills, and more. Moreover, this type of bankruptcy leads to the “clean slate” many people think of after bankruptcy.

Chapter 13

What is Chapter 13 bankruptcy, and how does it differ from Chapter 7 bankruptcy? First of all, in order to qualify for Chapter 7 bankruptcy, the individual must first pass the means test. However, if their income is too high, they may be able to qualify under Chapter 13 bankruptcy. Bankruptcy under this chapter provides a three to five year time frame in which they can repay their debts. Additionally, it puts a stay on all legal actions from collections agencies.

Foreclosure Defense

When people find themselves in difficult financial situations, one of the biggest concerns is the threat of foreclosure. Being forced out of your home is one of the most traumatizing events a family could endure. Moreover, foreclosure can leave a long-lasting negative mark on your credit score. Therefore, to avoid foreclosure, our firm can help you fight it through a short sale, deed in lieu, or loan modification.

Life after Bankruptcy

What happens after filing for bankruptcy? Can long-lasting repercussions affect your credit rating? Many people do not realize that the effect bankruptcy has on your credit score is not permanent. Also, the peace of mind after eliminating debt is priceless. Some still fear the stigma which may result from filing for bankruptcy. However, the good far outweighs the bad.

Loan Modifications

What is a loan modification? This alternative to bankruptcy allows the individual to repay their debt under different terms. Monthly payments can be reworked to better suit your budget, and interests rates can also be lowered. Moreover, late fees can be waived,and the overall amount owed may even be reduced. Truly there are many benefits to a loan modification. Nevertheless, there are organizations that promise impressive results but fail to deliver on their claims.

Short Sale/Deed in Lieu

What should you do when you are unable to keep up with mortgage payments? Is there a better way to avoid foreclosure than filing for bankruptcy? Both short sales and deeds in lieu of foreclosure are ways to allow people to avoid foreclosure. Short sales involves selling the home or property and handing over the proceeds of the home to the bank, even though it is less than the amount owed. However, a deed in lieu means that the individual signs over the deed of their home to the bank voluntarily rather than being foreclosed on.

Wage Garnishment

When an individual falls behind on their mortgage repayments, one of the repercussions they could be facing is wage garnishment. This means that your ability to budget and start to work on repaying your bills is taken out of your hands. In some situations, filing for bankruptcy is the only way that this garnishment can be stopped. However, to determine whether this is the best step for you, you should get in touch with the legal team.

Debt Settlement or Bankruptcy?

Debt settlement is a good option for many people, especially those who don’t meet the criteria for bankruptcy. In fact, it can actually help your credit, making it a great alternative to bankruptcy for some. Still, it isn’t a good fit for everyone. A bankruptcy attorney can help you weigh the options.

Automatic Stay

Once you have decided to file for bankruptcy, an automatic stay can grant you immediate protection from creditors. Therefore, you protect your wages and property. Also, you avoid eviction by having a bankruptcy attorney file an automatic stay. Don’t let creditors continue to harass you or risk losing assets. Rather, call a bankruptcy attorney right away.


When you fall behind on vehicle payments or other secured loans (loans where collateral is involved) you run the risk of having the item in question repossessed. Therefore, it is important to understand how repossession works in Georgia and what options you have to avoid having something repossessed. Nevertheless, if you have already had something repossessed, it is imperative that you seek help immediately — before it is too late.

Common Bankruptcy Myths

People have many misconceptions about bankruptcy. Thus, if you are considering bankruptcy but are afraid to, your fear may be the result of a bankruptcy myth. Make sure to get all the facts from a bankruptcy attorney before making the decision to file or not to file.

Means Test

A means test helps determine your eligibility for bankruptcy. Most people think of Chapter 7 bankruptcy when they are considering bankruptcy. Hence, understanding how the means test works for Chapter 7 is important to making an educated decision. There are really three phases to the means test: examining income, living expenses, and disposable income.

Credit Card Debt Relief

Being overwhelmed with credit card debt can affect your quality of life and even your health. Even though you may feel you have no way out, you actually do have several options. Some options involve bankruptcy, but there are alternatives to bankruptcy that may also bring you relief. Every situation is different, so talking to a qualified bankruptcy attorney is always a good ides.

Stop Creditor Harassment

Creditors must play by the rules when collecting on debts. It is important to know your rights and make sure you are being treated fairly. However, the best solution for stopping creditor harassment is handling the situation, be that by filing for bankruptcy or seeking a bankruptcy alternative with the help of an attorney.

Discharging Tax Debt

Any debt can be troubling, but past-due taxes can be some of the worst. Failing to pay taxes can be very costly and result in liens or levies. If you have accrued tax debt, you should have an attorney speak to the IRS on your behalf. The attorneys at Blevins & Hong, P.C. will be able to help you find a resolution and protect your rights and interests.

Considering Bankruptcy?

If you are considering bankruptcy, there are many factors to take into consideration, including the amount of debt, the kind of debt, your income, and others. Filing for bankruptcy is not a decision to be made lightly, but after careful thought and planning. The Marietta bankruptcy attorney at Blevins & Hong, P.C. can help you evaluate your circumstances and make a decision.

Why Hire a Bankruptcy Attorney?

Are you considering filing for bankruptcy? One of the first decisions you will have to make is in regards to which legal representative to hire. Who you choose to represent you could make all the difference in the outcome of your case. For a free case evaluation, please contact a Marietta bankruptcy attorney at Blevins & Hong, P.C. today.

Helpful Links & Resources

United States Bankruptcy Court for the Middle District of Georgia

State Bar of Georgia on Bankruptcy

Georgia Northern Bankruptcy Court



Monday – Firday 8AM – 5PM
Saturday Appt Only
Sunday Closed




Attorney Richard Blevins

Cobb County DUI Lawyer

    • Attorney Richard Blevins
    • Prior Law Enforcement Experience
    • Former Prosecutor/ Former Police Officer
    • Google Top Rated Attorney

    Attorney Soo Hong

    Cobb County DUI Lawyer

      • Attorney Soo Hong
      • 2017 Featured Attorney to Watch
      • 2015 Ross Adams Younger Lawyer Award
      • 2017 Super Lawyers Rising Star

      Highest Reviewed Law Firm

      Gauramohan Kashalikar
      Gauramohan Kashalikar
      04:11 01 Mar 17
      I was shattered with the overwhelming charge in my otherwise immaculate 40 years of life. While desperately browsing the internet for good attorney, I came across Mr. Blevins profile, who back then had received 5 stars rating from 50 folks. That’s an outstanding rating to trust anyone. With that background, I went to him to handle my case. Mr. Blevins met all my expectations and indeed did an incredible job & brought the case a desirable outcome for me and got my life back on track. During my interactions with him I realized that he has a ton of experiences and knows the GA law in and out. He is also very well connected within the GA law community. He is prompt & supportive and drives the case pretty well. With a great pleasure & honor, I would like endorse him with yet another 5 star. I strongly strongly strongly recommend him!read more
      James Saxon
      James Saxon
      00:16 21 Jan 17
      I retained Mr. Blevins to represent me for a misdemeanor affray charge and he got the charges dismissed. He was very receptive, very open, available (shared his personal cell with me for any after hour questions), and effective. He communicated well and efficiently. Would certainly recommend him to everyone. Cost was very reasonable and definitely worth the value.read more
      Steve K
      Steve K
      21:01 28 Dec 16
      Richard Blevins did a GREAT job for us on two cases. On one case he was able to minimize the impact of a DUI charge. He was able to get the other case dismissed after we followed his recommendations prior to our court date. He’s very knowledgeable and familiar with what needs to be done to handle your case. I highly recommend hiring him.read more
      Eric Long
      Eric Long
      17:40 24 Jan 17
      The best DUI attorneys in all Cobb County! I spoke with various other attorneys but was impressed with the level of professionalism and promptness of attorney Richard Blevins. His experience is felt instantly as we appeared in court and everyone knew him. Thank you Richard for saving my license.read more
      Sadiq Fazel
      Sadiq Fazel
      16:07 13 Oct 16
      GREAT LAWYER; OUTSTANDING LAW FIRM AND BEYOND COMPARISON Richard Blevins Jr. had my best interest in mind from the moment I met with him through the months that we worked together. He WILL work for you and will use his extensive knowledge and network of the legal system to get you the best outcome. His office staffs were very responsive and would communicate and send me all the documents throughout the court proceedings. Mr. Blevins would also directly call and communicate with you to keep matters aligned and up-to-date. Listen to him, trust his advice, and do what he says as he has the expertise and confidence to tackle your case. I would HIGHLY RECOMMEND Mr. Blevins to anyone who finds themselves in a difficult situation. He is the best lawyer in Cobb County and one of the BEST in Georgia!read more
      Dan Tuttle
      Dan Tuttle
      17:06 27 Mar 17
      Selecting an attorney is something we don’t do often and it can be an intimidating process. For me, there are 4 important questions to keep in mind: 1. How knowledgeable is the attorney and will they be able to identify all the possible options for your situation? 2. How honest and transparent will the attorney be with you on the possible outcome of your situation? 3. Will the attorney work hard and stay persistent to achieve the best possible outcome for your situation? 4. What will the legal representation cost? I can testify that Richard Blevins of Blevins & Hong is extremely knowledgeable on the law and in our case, could identify options that we didn’t even know existed. He was honest about the unlikelihood of the best outcome but was willing to work hard to try to achieve that for us at a very reasonable cost. In our case, Richard was able to make the improbable best outcome a reality. Richard’s knowledge of the law, experience in the courtroom, hard work and commitment to resolving the case in our best interest were the keys to our success. Choosing the right attorney can be a difficult decision, make the right choice and give Richard Blevins a call. You will be glad you did, I certainly am.read more
      Joyce Evans
      Joyce Evans
      21:02 09 May 17
      Attorney Blevins is a dynamic negotitator... skilled lawyer,...he was able to keep my husband from going to jail for driving with suspended driver's license (numerous tickets and a long standing case history in Cobb County with suspensions) but his attorney was patient,steadfast, and HONEST .Attorney Blevins was so impressive,even the Judge commended him for doing a GREAT JOB !!read more
      Ethan Kimbrough
      Ethan Kimbrough
      16:30 10 May 17
      Richard is excellent to work with. As a former law enforcement officer, Richard has incredible knowledge and his work ethic sets him apart from other legal experts. He took the time to explain all aspects of my situation to me and genuinely cared about the outcome of my case. I recommend him and his team to anyone. Richard and his team gave me the confidence I needed during all phases of my case. You won't find a more attentive, tenacious attorney.read more
      Charles Paul
      Charles Paul
      14:44 16 May 17
      Had an unfortunate situation occur at the top of 2016 that surely would've followed me throughout the entirety of my professional career. Attorney Soo Hong was a true God send. Ms. Hong was professional, courteous and very knowledgeable. I was almost certain that even with legal counsel my situation could only be lessened but not totally relieved. I'm not sure how she managed but to my surprise my case was dismissed a few days ago. Even so she has still been available to answer lingering questions and help with advice. My five star rating is an understatement if you ask me. Money well spent.read more
      tracey morris
      tracey morris
      20:38 13 Jul 17
      Mr Richard Blevins and his exceptional firm helped me through one of the most difficult times of my life. His experience in law and guidance throughout an entire process of the Cobb court system was without question trusting. I am so happy to have chosen Mr Blevins and his firm to represent me.read more
      Michael Rolader
      Michael Rolader
      01:19 20 Jul 17
      Our family has over a time period required the services of an attorney. We have had the opportunity to work with Soo Hong of Blevins and Hong a few times. Her devotion to her clients and the personal followup requires repeated trust. Our family will retain in future needs. Mike and Mary R. Acworth, Georgiaread more
      joshua whitehead
      joshua whitehead
      21:13 28 Jul 17
      I went to Ms. Hong to take care of a dui case of mine she sat down with me and was straight forward with what she could do and what my expectations should be. She explained to me the case proceedings how how things work in layman terms so I could understand clearly. I decided to use her and she was nothing less than excellent. She went to bat for me and argued her butt off in my favor. In open court the judge himself said that I owe great gratitude towards her because for most they wouldn't have gotten the plea deal. I am very thankful and lucky to have chosen Blevins and Hong law. They were able to get everything dropped down to reckless driving which in my case was the absolute best senario. I would highly recommend Ms. Hong and her partners.read more
      Tracey Sprinkle
      Tracey Sprinkle
      15:26 25 Jul 17
      I retained Soo Hong for my son who had been falsely accused of stealing a car. His public defender wasn't doing his job. Wanted him to plea out from the very beginning. After six months in Cobb County jail, I went ahead and contacted Soo Hong. Needless to say, my son's charges were dropped and was out of jail within 3wks. All due to her expertise and knowledge of the law. From the beginning, Soo kept us updated on everything. She treated us with respect and went above and beyond the call of duty. I would recommend her to anyone! T. Sprinkleread more
      Robert Ackland
      Robert Ackland
      20:27 14 Aug 17
      Richard Blevins is by far the most professional, responsive and effective attorney I have known. If you are looking for the very best advocate to address your legal issues, Richard is that person. He knows his business and treats his clients with respect and care. He commits to what he will do and always follows through. I highly recommend him to handle your legal affairs. Like our family, you will be very glad you did!! -- Rober Ackland - Gainesville Garead more
      Nicholas Hixon
      Nicholas Hixon
      02:24 17 Aug 17
      Ms. Hong was a pleasure to work with! She helped me out've a bad situation and continued to help me whenever any other curve ball would come my way. I've never had to use a lawyer before and going into it expecting a lot of stress, she helped me remain calm and took care of everything, while I was living out of state.read more
      Aaron K
      Aaron K
      19:10 05 Sep 17
      Richard Blevins is a life saver! He invested a personal interest in my legal affairs, was great about communicating with me over the year long process, and was able to get me the best available outcome on my case. He genuinely cares about his clients and wants to help them reach the most favorable outcome possible. He is well respected in the court room and his knowledge of legal issues is unbelievable. If you want the best shot at beating your case I highly recommend hiring Mr. Blevins. No amount of stars or money could show my appreciation for having my life and professional career saved by this man!read more
      Lindsey Putnam
      Lindsey Putnam
      20:06 14 Sep 17
      Amazing firm right here! Richard Blevins is fantastic. I am a business owner and my son got in to some trouble. I needed him back asap. Richard was great with answering any questions I had and was very prompt on returning phone calls and emails. I would rate them 20 on a scale of 1-10read more
      14:54 02 Oct 17
      Mr. Richard is very intelligent, knowledgeable, trustworthy & reliable attorney. He handles the case diligently & strives to get best possible outcome for you. For legal matters, you need to be in best hands! I find him THE best & I highly recommend him.read more
      Lani Miller
      Lani Miller
      18:50 04 Jan 18
      Mr. Blevins and his staff demonstrated outstanding professionalism and support. He is attentive and prompt. I appreciate the fact that he is also extremely courteous and understanding. I recommend him with the highest regard.read more
      Tyrall A.
      Tyrall A.
      05:50 30 Oct 17
      Belvins & Hong, PC is one of the best, I would strongly recommend that you have this company represent you in your case. Ms. Hong represented me during my case; and she did get my case dropped off my record since I was a first time offender. She was very knowledgeable, which was a plus since I had no idea what was happening. I cannot thank you enough for representing me.read more
      Kenny Lauck
      Kenny Lauck
      23:32 26 Nov 17
      I've been working on my case to get off of probation. I am from out of state and contacted the firm. They got to work right away and set a date for court. We went in and Mr Blevins was able to get me off. They are very affordable, and know the system. If you want it done right call now.read more
      Theresa Hegstetter
      Theresa Hegstetter
      15:55 17 Jan 18
      If I could give 10 stars I would...Can't say enough about how Richard Blevins helped us. He is very well connected in the legal community which helps when working these cases. He went out of his way to make sure we recieved the best possible outcome for our case. Working in the legal field, I understand the importance of having a great attorney and how much that matters, and Richard is a great attorney!! If you want the best possible outcome, go with this firm.read more
      Laura Manous
      Laura Manous
      20:56 06 Feb 18
      Mr. Blevins was able to help me out so much with my legal issue! He met with me and made a plan and followed through with GREAT communication! His rate was also very reasonable for his QUALITY service!read more
      John Osborne
      John Osborne
      14:25 14 Feb 18
      Attorney Richard Blevins went out of his way to help me with an out of state case. He spent his own valuable time and resources to assist me. He definitely went the extra Mile. I cannot express my gratitude. Thank you Mr. Blevins.read more
      Heath Kelly
      Heath Kelly
      00:41 25 Feb 18
      Knowledgeable and straight to the point. Very proud to work with them. Everyone should seek consulting with them to see what they can do for you. I got a nice settlement with prompt timing.read more
      Robert Halsell
      Robert Halsell
      01:23 09 Mar 18
      They handled my case against my prior apt. Complex management quickly and efficiently. As a client, Justin took the time to listen and effectively gather material's needed to fight my case. I cannot thank them enough.read more
      Next Reviews Write a review